Piggy-Bank Friday: Life Skills Through Financial Literacy (Link at end)
I look for articles related to elementary education thinking of the multitude of classes I work with, the below grade level students we have, and our English language learner population. I am looking for ways beyond the stiff curriculums purchased to avenues rich with hands-on experiences that elevate learning, make learning fun, and give authentic practice “that seems to be promoted” but in my opinion, does not happen often enough. So…this article speaks to Financial Literacy, schools partnering with their community, students building personal relationships, but perhaps most importantly, students learning about financial matters. The article is written for educators, schools, or even districts as a springboard to really life, via financial literacy. It gives a framework and suggestions. You can go to Andson, a subset of Andson Money to see the curriculum that was developed for elementary, middle school and high school to get a flavor of what is happening in the lives of these students in Utah. They are a Title I (government subsidized) STEAM (science, technology, engineering, art, math) magnet school. The article not only explains with great detail, but also encouraged whomever that whatever their facility is, is good enough. They used a janitor closet for the bank on Friday mornings. The very first lesson is ‘needs vs. wants’, check out this slice of time well $pent!
Teach Monthly Lessons
Every four to six weeks, an Andson instructor comes to teach a lesson. Needs vs. Wants is the first lesson for K-5. In this lesson for third-grade students, the instructor introduces a scenario: Students will be stranded on an island, and they can only bring six things to help them survive. In small groups, they receive a deck of cards with a picture and the name of an item on each card (like a saw, candy, medicine, a television, or clean water), and discuss which items they’re going to bring with them.
By the end of the lesson, students realize that they only need a few essential items to survive. When they discuss their homework with their parents, says McTaggart, “they’re identifying what their needs or wants are for their family and life, and it’s inspiring to see that students are able to say, ‘Well, this is just a want right now. Let’s do away with this, and let’s focus on what our needs are.'”
This article is informative and helpful if you are wanting to begin a financial literacy program in your school. It is positive. It speaks to community through and through. It speaks to giving students information and letting them be in essence power brokers over their life choices. I have nothing to question about this article. I’ve already sent the link to a co-teacher! It is a motivating article that is well written. It was not creative in a sense of artistry, but I do not know that an artistic edge would be appropriate.